The leading site for cheap health insurance quotes said in a recent interview that the average client they work with, most of which are self employed are seeing savings of over 40% on their individual health insurance premiums. The primary reason for the savings is that the brokers actually work with the applicant in an effort to try and provide them with the lowest rates available. The way a broker can use his or her magic to save you money is not as complicated as you may think. In fact its similar to pulling the curtain back on the wizard of oz. A health insurance broker will simply show you what the carriers are charging for that are options that they do not willingly let you know about. By helping you understand what you are paying for you are able to get cheap health insurance rates in comparison to other individual health insurance quotes you may find elsewhere. The brokers will also be able to help determined if any special healthy client discounts may be available in your area. Many times their are special unpublished insurance rates that are designed for brokers to help encourage them to work with particular carriers.
Regardless of the situation the health insurance brokers will look at each case, as an individual by individual scenario and decide not only based on your age, but also whether you need family health insurance, if you are looking for the cheapest health insurance, or if you are looking for special self employed health insurance products. They will look at nationwide plans, and at local carriers providing benefits in your area. One thing is certain, we can not afford to go without health insurance, and by working with the right people, we no longer need to be paying a fortune for those individual health insurance benefits.
